Rates
Share Savings Accounts
Rates effective as of March 31, 2024
| Average Daily Balance | APR* | APY** |
|---|---|---|
| $5.01 to $2,499.99 | 0.25% | 0.250% |
| $2,500 to $4,999.99 | 0.40% | 0.400% |
| $5,000 and over | 0.50% | 0.501% |
Christmas Club Savings
Dividends Paid Quarterly
| Amount | APR* | APY** |
|---|---|---|
| $5.01 and over | 1.00% | 1.005% |
Checking Accounts
Dividends paid monthly, Business Accounts do not earn dividends
| Amount | APR* | APY** |
|---|---|---|
| $5.01 and over | 0.25% | 0.25% |
IRA Savings
| Amount | APR* | APY** |
|---|---|---|
| $5.01 and over | 2.00% | 2.02% |
Share Certificates and IRA Certificate Rates
Rates effective August 29, 2023
Dividends are paid quarterly and at maturity (if applicable)
| Term | APR* | APY** |
|---|---|---|
| 6 month | 1.00% | 1.004% |
| 12 month | 1.50% | 1.508% |
| 18 month | 1.75% | 1.762% |
| 24 month | 1.95% | 1.964% |
| 36 month | 2.15% | 2.167% |
| 48 month | 2.25% | 2.269% |
| 60 month | 2.50% | 2.524% |
Rates are effective and accurate as of the date advertised and subject to change without notice.
The minimum balance required to earn dividends on Savings accounts is $5.01
The minimum deposit for a Share Certificate is $500.00, and the minimum deposit for IRA Certificates is $1,000.00
The National Credit Union Administration (NCUA), an agency of the federal government insures each account up to $250,000. You can be sure that your money is safe and sound!
*Advertised rates are for consumer accounts only*
LOAN RATES
| Loan Type | APR* as low as |
|---|---|
| New Auto(Current & 2 year Models) 48 month term or less | 5.99% |
| New Auto(72 month term +) | 6.99% |
| Used Auto(Models 3 to 9 year Models) | 6.49% |
| Older Auto(Models 10 years+) | 9.99% |
| Title Loans | 9.99% |
| Classic Cars(Models 25 Years & Older) | 7.99% |
| New Boat(Current & Previous Year) 72 month term | 7.99% |
| Used Boat(2 Years & Older) 72 month term | 8.49% |
| New Motorcycle/ATV (Current & Previous Year) | 7.99% |
| Used Motorcycle/ATV (2 Years & Older) | 8.49% |
| New & Used RV | 7.99% |
| Personal Signature Loan | 10.95% |
| Household Goods | 8.99% |
| Share Secured Loan | 3.50% |
| CD Secured Loan | 3.00% Above CD Rate |
*Share and Loan Rates are subject to change without notice. Membership eligibility is required. Financing is subject to credit eligibility. Loan rates are based on creditworthiness, so your rate may differ. The actual loan rate is subject to but not limited to credit history, term financed, collateral value, mileage, and CARFAX history report. We do not offer financing on salvaged, branded, rebuilt, or inoperable collateral.
APR is Annual Percentage Rate